California & Florida Hard Money & Foreclosure Loans, Subprime Loans & Bad Credit Lender



HMF Financial specializes in difficult-to-place loans in California, Florida and Colorado. We work with borrowers to find the very best mortgage loan, home purchase or emergency loan available. If you have a low FICO or are looking for a California foreclosure bail out, Hard Money Foreclosures can help.

HMF has close ties to a mortgage lending house -- we'll help you get into the right refinance loan today, as well as in the future. To see if you qualify, simply fill out our Too Minute Loan Application.

  Apply for a Loan Now!

Fast & Easy Loan Application

2 Minute Loan Application
Refinance mortgage, debt consolidation, CA. Home Equity Loans, Home Loan Purchases. All FICO scores welcome.

California Foreclosures

Curious about California foreclosures?
We'll give you the low down on our mortgage loan options. Your may be surprised at what you can do to get an emergency loan if you are facing an N.O.D. (notice of default).

  California Hard Money Loans

HMF Financial provides its clients with the most competitive California hard money mortgage loans available. With excellent customer service and unbeatable rates, you owe it to yourself to call us and see if we can help you get a mortgage refinance loan or home purchase loan. • read more


  Florida Sub-prime Loans

If your credit score is 520 or above, you may qualify for a subprime loan.


  California Bad Credit Loan

Don't let bad credit stop you from finding a great mortgage loan • Read about our bad credit loans